• When you have an accident, stay calm and stop the car.
  • Report the incident to the police immediately.
  • Record the information of all parties involved, such as Vehicle Registration No., Contact No., Insurer and Policy No.
  • Do not move any involved vehicles until the police has arrived, unless you have recorded the details of the situation or you have to help rescue any injured persons.
  • Do not discuss or negotiate about who was to blame. Do not promise any payment to any other party.
  • Inform the insurer as soon as possible, but in any event within 7 days.
  • Complete a Claim Form and return the ORIGINAL together with the following documents:
  • Record the information of all parties involved, such as Vehicle Registration No., Contact No., Insurer and Policy No.
    a) a copy of driver's I.D. card;
    b) a copy of driver’s Driving Licence;
    c) a copy of both sides of the Vehicle Registration Documents;
    d) a copy of Screening Breath Test Result Form; and
    e) any other relevant documents required by the insurer.
  • If you have a comprehensive policy and are claiming for damages to your vehicle, you should submit the estimated repairing costs to the insurer before you start any repair work.
  • If you find the other party at fault, please file a complaint with the police within 10 days
  • Discuss or negotiate with the other party who was to blame.
  • Admit or promise any payment to any other party.
  • Instruct your garage to proceed with the repair work of insured vehicle without prior consent from the insurer.
  • Answer any summons or correspondence in relation to the accident.
For further inquiry, please contact us at (852) 3193 9633.



For inquiry, please contact us at (852) 3193 9633.