- Motor Insurance is mainly attributed to the fact that the use of motor vehicles on roads in Hong Kong must be the subject to motor liability insurance. All motor vehicles have to fulfill the requirements of this compulsory policy under the Motor Vehicle Insurance (Third Party Risks) Ordinance (Chapter 272).
- Private car Insurance is intended for vehicles which are not used primarily for carrying goods, but for social, domestic and pleasure purposes of the insured or for the carriage of passengers not for hiring or reward.
The scope of coverage is basically classified into:
- This covers the insured's liabilities by law to third parties for their death, bodily injury or property damage. The amount of coverage required in respect of Third Party Death and Bodily Injury liability is HKD100 million. Liability for property damage to Third Party is HKD2 million.
This not only covers the insured's liabilities by law to third parties for their death, bodily injury or property damage, but also the insured's car and accessories and/or its spare parts as well as the medical expenses concerned. Save as the above, additional benefits are offered as follows.
- Personal Accident
- No Claim Discount Protection
- New for Old Replacement Vehicle
- Windscreen cover
- 24-Hour Assistance Hotline
- Commercial Vehicle Insurance is intended for vehicles which are used for carriage of passengers for hiring or reward in connection with the insured's business or the business of any person to whom the Motor Vehicle is hired.
The scope of coverage is basically classified into:
This covers the insured's liability by law to third parties for their death, bodily injury or property damage. The amount of coverage required in respect of Third Party Death and Bodily Injury liability is HKD100 million. Liability for property damage to Third Party is HKD1 million.
This not only covers the insured's liabilities by law to third parties for their death, bodily injury or property damage, but also the insured's car and accessories and/or its spare parts.
For further details of the plan, please contact our registered insurance agents/agencies
or call us at (852) 3193 9633.
or call us at (852) 3193 9633.
