Home Insurance provides a reliable and comprehensive insurance coverage to you and your family. The scope of coverage includes the building, contents and/or personal belongings of the insured as well as the legal liability(ies) arising from you, your family members and your domestic helper(s) to any third party suffering from an injury or any persons incurring losses or damages to their properties as a result of an accident at your home, or as result of your negligence worldwide. The coverage is on an "all risks" basis with all losses of or damages to the insured property covered, unless the cause is specifically excluded. The insurance may cover the respective interests of the landlords and the occupiers.